A GUIDE TO UBER INJURY CLAIMS: LEGAL ACTIONS FOR COMPENSATION

A Guide to Uber Injury Claims: Legal Actions for Compensation

A Guide to Uber Injury Claims: Legal Actions for Compensation

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Uber's services have revolutionized modern travel. With just a tap on your phone, a ride is available at your fingertips, simplifying the way we move around. Despite its convenience, risks still exist. Crashes can still take place, and passengers could end up injured.

In this article, typical Uber accident injuries, who may be liable for damages, and the legal steps involved in pursuing compensation.

Common Uber Injuries

Passengers in an Uber may suffer a variety of injuries, especially during collisions or accidents. Some frequent injuries include:

Whiplash: Neck strain, also known as whiplash, is common in rear collisions, resulting in pain and stiffness. The symptoms may take time to surface.

Broken Bones: Accidents can easily cause fractures, especially in limbs. They may need surgery or prolonged recovery time.

Traumatic Brain Injuries (TBI): Brain injuries, including concussions, are often serious after crashes. They can lead to lasting cognitive and health challenges.

Spine Injuries: Back and spine injuries are common in high-impact crashes. These injuries may require surgery, physical therapy, and long-term care.

Strains and Sprains: Soft tissue injuries like sprains and strains are common in car accidents. Though less visible, they can cause significant discomfort.

Deep Cuts and Wounds: Sharp debris from accidents may cause deep wounds. Such cuts may need immediate medical attention, including surgery.

Who Is Liable in an Uber Accident?

Determining fault in Uber accident cases can be tricky. Multiple parties might share the blame for an accident. Liability could fall on the Uber driver, other motorists, or other third parties.

The Uber Driver: The Uber driver can be responsible for any injuries if they were at fault. Common causes include distracted driving or breaking traffic laws.

Other Drivers: If another vehicle was at fault, their driver could be liable for the accident.

Uber’s Liability: Although Uber classifies drivers as independent contractors, the company’s insurance might apply. Uber’s insurance includes a $1 million policy for accidents during trips.

Third-Party Liability: Sometimes, accidents result from external factors like road hazards or defective parts. In these cases, more than one party might share liability.

Uber’s Insurance Policy for Riders

Uber’s insurance coverage varies depending on the stage of the ride. Coverage changes depending on if the driver is waiting for a ride request or transporting passengers.

No App Usage: If the driver is not using the Uber app, their personal insurance applies.

Driver Awaiting Ride Requests: During this phase, Uber’s coverage includes $50,000 for injury liability per person. Liability limits include $50,000 for injuries and $25,000 for vehicle damage.

Driver Picking Up or Transporting Passengers: Once the driver is picking up or transporting a passenger, Uber offers can you sue uber for an accident much higher coverage. The $1 million policy covers both liability and uninsured drivers, along with collision insurance.

Filing a Legal Claim After an Uber Accident

When serious injuries occur, filing a lawsuit might be necessary if insurance isn’t enough. Legal action may result in financial recovery for hospital bills, lost income, and more.

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